Western Bank
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Credit Cards

Are you looking for a credit card that best suits you? We offer three great choices with lots of great benefits. Earn points toward travel, merchandise, and more with our Platinum Plus Rewards card or choose our Platinum Low Rate card. If you're a frequent, high balance user, take advantage of our World card and earn even higher rewards.

We've recently partnered with MasterCard® which allows you to enjoy all the benefits and saving opportunities when you carry our card to help you pay for everyday expenses. Click here to review the MasterCard benefits.

In addition to the MasterCard® benefits, your new card will also have the new chip technology. This reduces the risk of someone being able to steal your account information to create a counterfeit card. Click here to learn more.

We offer several credit card products for the convenience of our customers:

Card Design Product Name Rates
(varies with FICO score)
Rewards Benefits
Platinum Plus Rewards 14.24 - 24.24% 1 Point Per $1 spend
  • Earn Rewards
  • No Annual Fee
  • MasterCard Benefits*
  • No Balance Transfer Fee
Low Rate
12.24 - 22.24% Non-Rewards
  • Low Interest Rate
  • No Annual Fee
  • MasterCard Benefits*
  • No Balance Transfer Fee
World Rewards** 15.24 - 17.24% 1.5 Point Per $1 spend
  • Maximim Rewards
  • No Annual Fee
  • MasterCard Benefits*
  • Prestige of a World Card
  • No Balance Transfer Fee

For Customer Service or to report your card lost or stolen, please call 800-422-0733
or international 972-391-6850.

Western Bank has a very robust rewards program.

  • Platinum Rewards earn 1 Point for $1 on every dollar spent, or 1% on all types of purchases.
  • World Rewards earn 1.5 Points for $1 on every dollar spent, or 1.5% on all types of purchases.

Our program offers a variety of rewards, allowing the customer to choose:

  • Travel Rewards
  • Cash Back Rewards
  • Merchandise Rewards
  • Gift Cards

Western Bank has a very competitive fee structure.

  • No Annual Fees
  • Late Payments and Return Items - $25 first occurrence - $35 thereafter
  • 1.99% Introductory APR for the first six months
  • Foreign Transaction Fees - 1%
  • No Balance Transfer Fees
  • No Cash Advance Fee - Cash Advance rate is 22%

If you're already a current customer, click here to access your account information.

* Zero liability • ID theft resolution services • Price protection • Extended warranty
** $10,000 average annual spend AND household income over $125,000