Western Bank
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Credit Cards

We're all about finding the credit card that best suits you. We've recently partnered with MasterCard® which allows you to enjoy all the benefits and saving opportunities when you carry our card to help you pay for everyday expenses. Click here to review the MasterCard benefits. American National Bank is committed to helping you protect your cards by adding the chip technology to our credit cards. The addition of the chip reduces the risk of someone being able to steal your account information to create a counterfeit card. In addition to the MasterCard® benefits, your new card will also have the new chip technology. This reduces the risk of someone being able to steal your account information to create a counterfeit card. Click here to learn more.

We offer several credit card products for the convenience of our customers:

Card Design Product Name Rates
(varies with FICO score)
Rewards Benefits
Business Plus Rewards


(A non-rewards option is available with lower rates.)
12.49 – 22.49%



10.49 – 20.49%
1 Point Per $1 spend
  • Lower Limit
  • Personal Guarantee
  • Up to $25,000 Credit Line
  • Approval based on personal credit score
Business Enhanced Plus Rewards 13.49 – 23.49% 1.5 Points Per $1 spend
  • Depending upon type of business entity, a personal guarantee may be required and additional financial documentation.
  • >$25,000 - < $50,000 Credit Line
Preferred Access Rewards Business Card


(a non-rewards option card is also available)
7.49 – 15.49% 1.5 Points Per $1 spend
  • Replacement for a revolving line of credit
  • >$25,000 - < $200,000 Credit Line
  • Financial Statement and Tax Returns Required
  • Secured by UCC filing

For Customer Service or to report your card lost or stolen, please call 800-422-0733 or international 972-391-6850.